diff --git a/.gitignore b/.gitignore
index cccee17..8b7210e 100644
--- a/.gitignore
+++ b/.gitignore
@@ -59,3 +59,4 @@ wcdb/
 *info
 概述.md
 chatlab-format.md
+*.bak
\ No newline at end of file
diff --git a/electron/main.ts b/electron/main.ts
index 98f9d92..308444c 100644
--- a/electron/main.ts
+++ b/electron/main.ts
@@ -864,6 +864,10 @@ function registerIpcHandlers() {
     return await chatService.getContactAvatar(username)
   })
 
+  ipcMain.handle('chat:resolveTransferDisplayNames', async (_, chatroomId: string, payerUsername: string, receiverUsername: string) => {
+    return await chatService.resolveTransferDisplayNames(chatroomId, payerUsername, receiverUsername)
+  })
+
   ipcMain.handle('chat:getContacts', async () => {
     return await chatService.getContacts()
   })
diff --git a/electron/preload.ts b/electron/preload.ts
index a3f3451..849e11d 100644
--- a/electron/preload.ts
+++ b/electron/preload.ts
@@ -131,6 +131,8 @@ contextBridge.exposeInMainWorld('electronAPI', {
       ipcRenderer.invoke('chat:getNewMessages', sessionId, minTime, limit),
     getContact: (username: string) => ipcRenderer.invoke('chat:getContact', username),
     getContactAvatar: (username: string) => ipcRenderer.invoke('chat:getContactAvatar', username),
+    resolveTransferDisplayNames: (chatroomId: string, payerUsername: string, receiverUsername: string) =>
+      ipcRenderer.invoke('chat:resolveTransferDisplayNames', chatroomId, payerUsername, receiverUsername),
     getMyAvatarUrl: () => ipcRenderer.invoke('chat:getMyAvatarUrl'),
     downloadEmoji: (cdnUrl: string, md5?: string) => ipcRenderer.invoke('chat:downloadEmoji', cdnUrl, md5),
     getCachedMessages: (sessionId: string) => ipcRenderer.invoke('chat:getCachedMessages', sessionId),
diff --git a/electron/services/chatService.ts b/electron/services/chatService.ts
index dea984d..a4614c5 100644
--- a/electron/services/chatService.ts
+++ b/electron/services/chatService.ts
@@ -1120,6 +1120,9 @@ class ChatService {
       // 名片消息
       let cardUsername: string | undefined
       let cardNickname: string | undefined
+      // 转账消息
+      let transferPayerUsername: string | undefined
+      let transferReceiverUsername: string | undefined
       // 聊天记录
       let chatRecordTitle: string | undefined
       let chatRecordList: Array<{
@@ -1151,8 +1154,8 @@ class ChatService {
         const cardInfo = this.parseCardInfo(content)
         cardUsername = cardInfo.username
         cardNickname = cardInfo.nickname
-      } else if (localType === 49 && content) {
-        // Type 49 消息（链接、文件、小程序、转账等）
+      } else if ((localType === 49 || localType === 8589934592049) && content) {
+        // Type 49 消息（链接、文件、小程序、转账等），8589934592049 也是转账类型
         const type49Info = this.parseType49Message(content)
         xmlType = type49Info.xmlType
         linkTitle = type49Info.linkTitle
@@ -1163,6 +1166,8 @@ class ChatService {
         fileExt = type49Info.fileExt
         chatRecordTitle = type49Info.chatRecordTitle
         chatRecordList = type49Info.chatRecordList
+        transferPayerUsername = type49Info.transferPayerUsername
+        transferReceiverUsername = type49Info.transferReceiverUsername
       } else if (localType === 244813135921 || (content && content.includes('<type>57</type>'))) {
         const quoteInfo = this.parseQuoteMessage(content)
         quotedContent = quoteInfo.content
@@ -1199,6 +1204,8 @@ class ChatService {
         xmlType,
         cardUsername,
         cardNickname,
+        transferPayerUsername,
+        transferReceiverUsername,
         chatRecordTitle,
         chatRecordList
       })
@@ -1663,6 +1670,8 @@ class ChatService {
     fileName?: string
     fileSize?: number
     fileExt?: string
+    transferPayerUsername?: string
+    transferReceiverUsername?: string
     chatRecordTitle?: string
     chatRecordList?: Array<{
       datatype: number
@@ -1786,6 +1795,16 @@ class ChatService {
           } else if (feedesc) {
             result.linkTitle = feedesc
           }
+
+          // 提取转账双方 wxid
+          const payerUsername = this.extractXmlValue(content, 'payer_username')
+          const receiverUsername = this.extractXmlValue(content, 'receiver_username')
+          if (payerUsername) {
+            result.transferPayerUsername = payerUsername
+          }
+          if (receiverUsername) {
+            result.transferReceiverUsername = receiverUsername
+          }
           break
         }
 
@@ -2388,6 +2407,60 @@ class ChatService {
     }
   }
 
+  /**
+   * 解析转账消息中的付款方和收款方显示名称
+   * 优先使用群昵称，群昵称为空时回退到微信昵称/备注
+   */
+  async resolveTransferDisplayNames(
+    chatroomId: string,
+    payerUsername: string,
+    receiverUsername: string
+  ): Promise<{ payerName: string; receiverName: string }> {
+    try {
+      const connectResult = await this.ensureConnected()
+      if (!connectResult.success) {
+        return { payerName: payerUsername, receiverName: receiverUsername }
+      }
+
+      // 如果是群聊，尝试获取群昵称
+      let groupNicknames: Record<string, string> = {}
+      if (chatroomId.endsWith('@chatroom')) {
+        const nickResult = await wcdbService.getGroupNicknames(chatroomId)
+        if (nickResult.success && nickResult.nicknames) {
+          groupNicknames = nickResult.nicknames
+        }
+      }
+
+      // 解析付款方名称：群昵称 > 备注 > 昵称 > alias > wxid
+      const resolveName = async (username: string): Promise<string> => {
+        // 先查群昵称
+        const groupNick = groupNicknames[username]
+        if (groupNick) return groupNick
+
+        // 再查联系人信息
+        const contact = await this.getContact(username)
+        if (contact) {
+          return contact.remark || contact.nickName || contact.alias || username
+        }
+
+        // 兜底：查缓存
+        const cached = this.avatarCache.get(username)
+        if (cached?.displayName) return cached.displayName
+
+        return username
+      }
+
+      const [payerName, receiverName] = await Promise.all([
+        resolveName(payerUsername),
+        resolveName(receiverUsername)
+      ])
+
+      return { payerName, receiverName }
+    } catch {
+      return { payerName: payerUsername, receiverName: receiverUsername }
+    }
+  }
+
   /**
    * 获取当前用户的头像 URL
    */
diff --git a/src/pages/ChatPage.scss b/src/pages/ChatPage.scss
index 9d51e02..3887409 100644
--- a/src/pages/ChatPage.scss
+++ b/src/pages/ChatPage.scss
@@ -2489,6 +2489,13 @@
       text-shadow: 0 1px 2px rgba(0, 0, 0, 0.1);
     }
 
+    .transfer-desc {
+      font-size: 12px;
+      margin-bottom: 4px;
+      opacity: 0.9;
+      line-height: 1.4;
+    }
+
     .transfer-memo {
       font-size: 13px;
       margin-bottom: 8px;
diff --git a/src/pages/ChatPage.tsx b/src/pages/ChatPage.tsx
index 94e96c5..a4e33f7 100644
--- a/src/pages/ChatPage.tsx
+++ b/src/pages/ChatPage.tsx
@@ -1972,6 +1972,10 @@ function MessageBubble({ message, session, showTime, myAvatarUrl, isGroupChat, o
   const [voiceWaveform, setVoiceWaveform] = useState<number[]>([])
   const voiceAutoDecryptTriggered = useRef(false)
 
+  // 转账消息双方名称
+  const [transferPayerName, setTransferPayerName] = useState<string | undefined>(undefined)
+  const [transferReceiverName, setTransferReceiverName] = useState<string | undefined>(undefined)
+
   // 视频相关状态
   const [videoLoading, setVideoLoading] = useState(false)
   const [videoInfo, setVideoInfo] = useState<{ videoUrl?: string; coverUrl?: string; thumbUrl?: string; exists: boolean } | null>(null)
@@ -2136,6 +2140,26 @@ function MessageBubble({ message, session, showTime, myAvatarUrl, isGroupChat, o
     }
   }, [isGroupChat, isSent, message.senderUsername, myAvatarUrl])
 
+  // 解析转账消息的付款方和收款方显示名称
+  useEffect(() => {
+    const payerWxid = (message as any).transferPayerUsername
+    const receiverWxid = (message as any).transferReceiverUsername
+    if (!payerWxid && !receiverWxid) return
+    // 仅对转账消息类型处理
+    if (message.localType !== 49 && message.localType !== 8589934592049) return
+
+    window.electronAPI.chat.resolveTransferDisplayNames(
+      session.username,
+      payerWxid || '',
+      receiverWxid || ''
+    ).then((result: { payerName: string; receiverName: string }) => {
+      if (result) {
+        setTransferPayerName(result.payerName)
+        setTransferReceiverName(result.receiverName)
+      }
+    }).catch(() => { })
+  }, [(message as any).transferPayerUsername, (message as any).transferReceiverUsername, session.username])
+
   // 自动下载表情包
   useEffect(() => {
     if (emojiLocalPath) return
@@ -3002,6 +3026,7 @@ function MessageBubble({ message, session, showTime, myAvatarUrl, isGroupChat, o
       let url = ''
       let appMsgType = ''
       let textAnnouncement = ''
+      let parsedDoc: Document | null = null
 
       try {
         const content = message.rawContent || message.parsedContent || ''
@@ -3009,13 +3034,13 @@ function MessageBubble({ message, session, showTime, myAvatarUrl, isGroupChat, o
         const xmlContent = content.substring(content.indexOf('<msg>'))
 
         const parser = new DOMParser()
-        const doc = parser.parseFromString(xmlContent, 'text/xml')
+        parsedDoc = parser.parseFromString(xmlContent, 'text/xml')
 
-        title = doc.querySelector('title')?.textContent || '链接'
-        desc = doc.querySelector('des')?.textContent || ''
-        url = doc.querySelector('url')?.textContent || ''
-        appMsgType = doc.querySelector('appmsg > type')?.textContent || doc.querySelector('type')?.textContent || ''
-        textAnnouncement = doc.querySelector('textannouncement')?.textContent || ''
+        title = parsedDoc.querySelector('title')?.textContent || '链接'
+        desc = parsedDoc.querySelector('des')?.textContent || ''
+        url = parsedDoc.querySelector('url')?.textContent || ''
+        appMsgType = parsedDoc.querySelector('appmsg > type')?.textContent || parsedDoc.querySelector('type')?.textContent || ''
+        textAnnouncement = parsedDoc.querySelector('textannouncement')?.textContent || ''
       } catch (e) {
         console.error('解析 AppMsg 失败:', e)
       }
@@ -3143,19 +3168,10 @@ function MessageBubble({ message, session, showTime, myAvatarUrl, isGroupChat, o
       // 转账消息 (type=2000)
       if (appMsgType === '2000') {
         try {
-          const content = message.rawContent || message.content || message.parsedContent || ''
-
-          // 添加调试日志
-
-
-          const parser = new DOMParser()
-          const doc = parser.parseFromString(content, 'text/xml')
-
-          const feedesc = doc.querySelector('feedesc')?.textContent || ''
-          const payMemo = doc.querySelector('pay_memo')?.textContent || ''
-          const paysubtype = doc.querySelector('paysubtype')?.textContent || '1'
-
-
+          // 使用外层已解析好的 parsedDoc（已去除 wxid 前缀）
+          const feedesc = parsedDoc?.querySelector('feedesc')?.textContent || ''
+          const payMemo = parsedDoc?.querySelector('pay_memo')?.textContent || ''
+          const paysubtype = parsedDoc?.querySelector('paysubtype')?.textContent || '1'
 
           // paysubtype: 1=待收款, 3=已收款
           const isReceived = paysubtype === '3'
@@ -3163,6 +3179,11 @@ function MessageBubble({ message, session, showTime, myAvatarUrl, isGroupChat, o
           // 如果 feedesc 为空，使用 title 作为降级
           const displayAmount = feedesc || title || '微信转账'
 
+          // 构建转账描述：A 转账给 B
+          const transferDesc = transferPayerName && transferReceiverName
+            ? `${transferPayerName} 转账给 ${transferReceiverName}`
+            : undefined
+
           return (
             <div className={`transfer-message ${isReceived ? 'received' : ''}`}>
               <div className="transfer-icon">
@@ -3173,6 +3194,7 @@ function MessageBubble({ message, session, showTime, myAvatarUrl, isGroupChat, o
               </div>
               <div className="transfer-info">
                 <div className="transfer-amount">{displayAmount}</div>
+                {transferDesc && <div className="transfer-desc">{transferDesc}</div>}
                 {payMemo && <div className="transfer-memo">{payMemo}</div>}
                 <div className="transfer-label">{isReceived ? '已收款' : '微信转账'}</div>
               </div>
diff --git a/src/types/electron.d.ts b/src/types/electron.d.ts
index 49aaf33..371c9b9 100644
--- a/src/types/electron.d.ts
+++ b/src/types/electron.d.ts
@@ -85,6 +85,7 @@ export interface ElectronAPI {
     }>
     getContact: (username: string) => Promise<Contact | null>
     getContactAvatar: (username: string) => Promise<{ avatarUrl?: string; displayName?: string } | null>
+    resolveTransferDisplayNames: (chatroomId: string, payerUsername: string, receiverUsername: string) => Promise<{ payerName: string; receiverName: string }>
     getContacts: () => Promise<{
       success: boolean
       contacts?: ContactInfo[]
diff --git a/src/types/models.ts b/src/types/models.ts
index a3b0963..986a694 100644
--- a/src/types/models.ts
+++ b/src/types/models.ts
@@ -64,6 +64,9 @@ export interface Message {
   fileSize?: number         // 文件大小
   fileExt?: string          // 文件扩展名
   xmlType?: string          // XML 中的 type 字段
+  // 转账消息
+  transferPayerUsername?: string    // 转账付款方 wxid
+  transferReceiverUsername?: string // 转账收款方 wxid
   // 名片消息
   cardUsername?: string     // 名片的微信ID
   cardNickname?: string     // 名片的昵称